Old-fashioned insured loans: These loans are insured by the Pennsylvania Housing Insurance Fund (PHIF)

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and needs a debtor to possess a 3 % (3%) to 5 % (5%) minimum investment. a minimal credit history of 660 is needed for PHIF insured loans. FHA loans: These loans are insured by the Federal Housing management (FHA) and need a debtor to own a 3.5 per cent (3.5 percent) minimum investment. VA… Read more »